In June 2021, my wife and I were extremely happy to welcome our first son into the world. I know many people express curiousness towards the costs involved with delivery in Japan as the system of it not being covered by health insurance but also somewhat covered by various subventions from the national and local governments makes it all pretty confusing. So here’s a full breakdown of what it ended up costing us.
tldr; I thought I would be claiming a massive 医療費控除 but after tabulating all of my receipts, it seems I severely underestimated how much cash-back I got from various institutions. I ended up in the black even though my wife gave birth with an epidural at the top hospital in Tokyo.
Wife spent a month in Minato-ku’s Aiiku hospital (she was at risk of going in early labor) from week 31 to 34. She was in a private room per doctor’s order so no extra charge there. Then she gave birth with an epidural and stayed for the standard 5 days after delivery in a private room at 30,000¥ per night.
Company’s insurance extra payments (not sure where this is coming from, I did claim 高額療養費制度): 282,100¥
Wife’s life insurance coverage (Nissay): 240,019¥
Wife’s women’s health insurance coverage (Coop Kyosai – subscribed after we confirmed pregnancy just in case): 228,000¥
Total cash-back: 1,490,119¥
Baby stayed in NICU for 2 weeks but that was almost free with extra coverage from Minato-ku. I think we only ended up paying the cost of diapers.
Grand total: 173,060¥ profit
But this profit was offset by other costs accrued during pregnancy as detailed in the next paragraph.
The many many pregnancy checkups at Aiiku Clinic, even with the city office coupons, ended up costing quite a bit: I counted 65,000¥ total and it’s missing 2 or 3 visits that happened in 2020 calendar year for which I don’t have the numbers unless I fish out last year’s tax return forms.
We also forked out for the NIPT test which is not covered by insurance nor by 医療費控除 and cost about 180,000¥.
Since the start of the year Fumina and I have been playing with the idea of starting an outbound online shop—selling Japanese products to customers abroad. Last month we finally launched Chuchulu and it’s proven to be quite an interesting adventure.
5 years ago today I am in the Yamanote line going to an interview for what is to become my current job. The shaking hits as we are pulling in to the platform at Shinjuku station. I brace myself as the car sways to what feels like 30º angles and people standing don’t know if they should jump out or jump in.
As things calm down, the station master announces on the PA system that all trains are stopped probably for the rest of the day and asks everyone to exit the station calmly. I glance up at towers in Shinjuku west side, they are still swaying back and forth 10 minutes after the quake.
I leave the station but all I can think about is how to make it to my interview. I try calling the HR guy and my agent maybe 20 times but nothing is going through. I send a couple emails to my family and friends abroad saying I’m fine so that they don’t worry as they wake up and see a big earthquake on the news.
I try desperately to catch a taxi that could bring me closer to Tamachi where my interview is. Finally I manage to get through to the HR guy who tells me everyone left the building and the interview is cancelled.
That’s the moment when I look up at the giant video screen on the front of the Flags building at Shinjuku south entrance. It shows the live view from a helicopter as the wave unfurls over Tohoku. I realize how bad the situation is and how silly I was focusing on my stupid job interview…
I stay maybe 30 minutes in shock, watching the live images of the disaster with hundreds of business people and shoppers. Then I realize there is nothing to do but walk home. I curse myself for buying new business shoes for this interview as I walk 5km back to Ikebukuro.
I have recently updated my server so that all my sites support SPDY on IPv6. I’m not really sure if it actually speeds up anything but I like seeing that little green lightning bolt in my address bar (provided by the SPDY indicator Chrome Extension).
This blog, as well as all my other personal websites, used to be hosted on servers provided by MacBidouille (which I’m co-founder of). However, sharing a server with other people and services was starting to feel a bit restrictive (I couldn’t easily move from Apache to nginx or support IPv6) so about a year ago I decided to move to my own little VPS box.
I started out with Gandi Cloud VPS and it was fine, but last week I decided to trash that and shop for something better. I chose Linode and I must say I’m very happy.
Gandi VPS – 1 share – 16€/month (1556¥) for 256MB of memory. Server was hosted in France which was very slow for me.
Linode 512 – $19.95/month (1568¥) for 512MB of memory. Server can be hosted in Tokyo datacenter which is super fast and responsive for me.
So for the same price in Yen (thank you super low exchange rates), I get a server with twice the RAM and hosted right next door. Also Linode has a much nicer admin interface (Gandi is pretty messy and slow):
Added advantage of hosting my own server: since I changed job last year, I don’t get to play with linux at work anymore (or any technical stuff actually), so this way I compensate a little bit for my technology withdrawal….
Update: oops! I just realized that Gandi has recently increased the minimum specs of their hosting service, so I could have had a 512MB memory box for the same price since June, making it pretty much equivalent to Linode… Well anyways, the added performance of having the server in a datacenter in Tokyo is invaluable.
Yesterday I did a bit of coding and added a new feature to Sunsetter: deep linking. When you make a query to find a sunrise or sunset forecast, the address bar will update with a link you can copy and share or send to friends to show the same page you were on.